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I am a board-certified credit consultant with extensive experience in financial restoration services. I have a Bachelor’s Degree in Business Administration with a minor in Accounting and Psychology; Master’s Degree in Counseling and Psychology. I handled budgeting and financial planning for a State Agency in the Fourth Judicial Circuit for over ten years. In Brighter Day Business Solutions, I assisted in credit repair, credit restoration, collection negotiations, consumer relations, and pre and post-bankruptcy counseling.