Are Licenses or Bonds Required? We are not aware of any states requiring a "credit repair license". Some states do require a surety bond. Most states do not require a bond. If your state does require a bond (read below for details of your state), you are not required to secure your bond from your same state. Bonds are a minimal expense (often under a few hundred dollars). A Credit Repair Services Organization Bond protects you.  For more information about Credit Repair Services Organization Bonds, contact "Bonds Express" by clicking below.