I have a passion for helping countless others achieve their financial goals. I am a Board Certified Credit Consultant and a Certified Credit Score Consultant with over 12 years of underwritting experience within the Banking Industry.
I’ve also successfully completed the Mortgage Origination Course at Champion School of Real Estate and working to become a Licensed Mortgage Originator. With this broad background of knowledge and experience, I’ve mastered the strategies behind effectively restoring a credit file and increasing credit scores in record time.
I use my certifications to leverage consumer laws such as the Fair
Credit Reporting Act and the Fair and Accurate Transaction Act in order to
Successfully help my clients improve their credit files and scores to gain
Financial Freedom.
When I’m not repairing credit files, I love spending time with my family and planning my next trip.
My name is Brett Channing Malone, and my Mission in Life has always been FINANCIAL EMPOWERMENT: Helping Others Achieve Financial Freedom and Success, Transform Their Dreams into Reality, and Begin Living the Lifestyles They Have Always Imagined for Themselves and Their Loved Ones!
I created Better Credit with Brett, LLC as a means of FINANCIALLY EMPOWERING people – and especially those who are facing credit challenges! Therefore, in my present profession as a Credit Score Optimization Expert, it is with great pleasure that I am able to assist my clients in rebuilding and/or improving their credit, thereby raising their credit scores and allowing them to work toward achieving the foregoing objectives.
As both a former manager for the Poulos Automotive Group (which owned 5 dealerships at the time) and a CFO and Chief Paralegal for Jackson & Jackson Commercial Financial Services, I know better than others just how crucial good credit is in today’s society. In brief, it affects almost every aspect of our day-to-day lives: for example, our ability to get financing for a home, vehicle or other important purchase; whether or not we must pay security deposits when obtaining necessities such as electricity or phone service; our ability to get funding for higher education as well as our eligibility for esteemed positions of employment; whether we pay high or low interest and insurance rates; our ability to obtain a security clearance; and the list goes on and on.
In light of the foregoing facts, I look forward each day to assisting others in addressing their credit issues and putting those problems behind them forever, so that they can begin achieving all of their financial goals and creating the kind of life they desire for themselves and their loved ones.
If you are someone who is facing credit challenges of your own, please do not hesitate to contact me and allow me the opportunity to assist you. Remember, Better Credit means an All-Around Better Life! A Better Education, Job, Car and Home; Better Credit Cards, Interest Rates, and Insurance Rates; Basically, Better Everything! So Get Better Credit Now with Me, Brett!
I speak with many Professionals and they tell me their ultimate goal is to be able to have multiple sources of income that provides daily cash flow while they sleep. They also want to get to the point in their business where they can be more hands-off and spend more time with their families. Entrepreneurship requires hard work, dedication and consistency to get where you want to be.
However, one of the biggest frustrations for Professionals is having to use their hard earned personal money to grow their business. They also have to use their cash for different passive income opportunities in order to create multiple sources of income for their legacy. This can cause financial stress on an individual spending their personal money.
We currently have a successful Corporate Rental on Airbnb and three online stores and I wish I had found this financial knowledge when I first started my entrepreneur journey. After getting my finances in order, I now have a complete understanding of how to repair, build, and leverage credit to grow my business and create passive income for myself. And it Feels Amazing!
Now, my goal is to help as many professionals get their finances in order and help them become more aware of their credit and how to repair, build, and leverage their credit to create financial freedom for themselves and their loved ones.
How do I plan to help professionals achieve this?
I do this by implementing strong financial and business strategies that helps professionals leverage their credit to grow their business, increase their profits, and spend more time with their families.
If you’d like more information, please reach out to me and schedule a free consultation to discuss your personal and business needs. We will then develop a customized solution that works best for you!
After 10 years in the Operations management field and being a full time entrepreneur, She Graduated with her Bachelor’s in Business Administration and became a client solutions specialist for an specialty bank proceeding with account opening for financial production from IRA’S to foreign currencies. Shaimiya not only take pride in her career but as a business woman sharing knowledge on financial literacy, e-commerce brand strategist and now a board certified credit consultant (BCCC).
Shaimiya: ” First and foremost I truly believe having financial literacy is double the importance in life. I decided to break into the financial world because I wanted to not only educate myself but other individuals. Being a mentor to others is gold by demonstrating craft and applying knowledge that installed and picked up daily. My overall focus is to ensure that each client is knowledgeable on maintaining a positive credit profile and building WEALTH. Provided excellent customer satisfaction, integrity, and ethics. I look forward to working with you and meeting your personal goals!!!
