There is a company that can help your client get loans with the affordable interest rates they have been missing out on. If your clients become a member which is FREE, they will be recognized and respected by lenders for the financially responsible person they are. This company is call PRBC shore for Payment Reporting Builds Credit
Unlike traditional credit scores that are based solely on how well clients have managed certain kinds of loans and credit cards, the PRBC Alternative Credit Score proves your financial responsibility through other means, such as paying your rent, utility, phone/cable, insurance and other bills every month. The payment histories for these are utilized to create a PRBC Score which reflects the life your clients lived, rather than a mold the will never fit into.
More than 100 million Americans (a third of the country) are underserved by a credit reporting system that doesn’t record their good habits. PRBC is changing that, and making sure you get the credit you deserve. Avoid rejections and painfully high interest rates. As a PRBC member, your client will have a credit score, as well as tools to find lenders and merchants who offer credit at reasonable rates.
Now all credit solutions are coming up with their own model for nontraditional credit data. As The FICO® Expansion® Score is a new Fair Isaac credit score designed specifically to help lenders extend credit to consumers in new markets